Meet Insurance Expert Witness Bill Hager
Insurance expert Bill Hager speaks about his experience as Iowa Insurance Commissioner, President of NCCI, and General Counsel to the American Academy of Actuaries.
Today, I’d like to talk about a third area that I work in from time to time which is as an expert insurance witness. In terms of expert witness work, I testify in the area of insurance, as indicated, I testify throughout the United Sates; I’ve testified in open court perhaps in half of the states in the United States, testified by deposition in most every state in the United States. I testify in connection with life insurance, health insurance, property casualty insurance, liability insurance, medical malpractice, annuities, and the other areas of insurance as well. Just taking those topic areas down a few more levels of detail, I testify in particular as to issues that arise as to, first, the application process, secondly in the underwriting process I connection with the insurer’s selection or rejection of risks. And then, once the policy is issued, I testify in connection with policy language, its meaning, coverage questions, and I testify, as well, in connection with claim issues that arise, and in particular, often, bad faith as it relates to those claim issues.